Cozy Credit Report

Reports contain accurate up to date info about your applicants.

Cozy credit report. There s nothing for you to do right now but we ll let you know before your account moves. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt. It wouldn t be treated as a late payment on your credit report.

Your cozy payments will only appear on your experian credit report. Landlords can request screening reports and applicants purchase and share reports. If you skip paying through cozy for a month your report will show no activity for that month. Learn more about the change.

Cozy credit reports come directly from our partner experian the industry leader in credit reporting. You need more than just a credit score to understand an applicant s financial situation. When tenants choose to use a credit or debit card there s a 2 75 service fee. Credit history built through cozy and experian rentbureau shows up on experian credit reports.

That means if you want to pay outside of cozy for a month that s okay. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports. Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure.